Thursday, December 12, 2024

 You’ll always have me, I promise.

Even if the world will go against us.

You'll always have me.

Even if distance separates us.

You'll always have me.

Even if we don't communicate often.

You'll always have me.

And even if, my heart is partially filled with disappointment for not being with you everyday, you'll always have me.

I once wrote:

Be that Everest high, be it Niagara Falls -

Till death passes over me,

I'll always be your friend.

Remember, I ❤️ you.

Tuesday, December 10, 2024

Doa penyembuh

 الَّذِي خَلَقَنِي فَهُوَ يَهْدِينِ۞ وَالَّذِي هُوَ يُطْعِمُنِي وَيَسْقِينِ۞ وَإِذَا مَرِضْتُ فَهُوَ يَشْفِينِ۞ وَالَّذِي يُمِيتُنِي ثُمَّ يُحْيِينِ۞ وَالَّذِي أَطْمَعُ أَن يَغْفِرَ لِي خَطِيئَتِي يَوْمَ الدِّينِ۞ رَبِّ هَبْ لِي حُكْمًا وَأَلْحِقْنِي بِالصَّالِحِينَ





Friday, December 06, 2024

Anwar Ibrahim as a Servant Leader

Anwar Ibrahim, the current Prime Minister of Malaysia, exhibits several qualities of a servant leader, particularly in his governance philosophy, actions, and statements that emphasize humility, service, and inclusivity. Here's an evaluation of whether and how Anwar Ibrahim embodies the principles of servant leadership:


Key Principles of Servant Leadership in Anwar Ibrahim's Leadership

  1. Empathy:

    • Anwar has consistently shown a commitment to understanding the struggles of ordinary Malaysians, particularly the underprivileged.
    • His policies, such as targeted subsidies and welfare programs, reflect his empathy for marginalized communities.
  2. Listening:

    • Anwar emphasizes inclusivity and open dialogue, engaging with various stakeholders, including opposition parties, NGOs, and the rakyat (citizens), to address national issues.
  3. Healing:

    • He has made efforts to unify a politically polarized Malaysia by promoting a "Malaysia Madani" vision, which focuses on shared values of justice, fairness, and sustainability.
    • His approach to fostering harmony among Malaysia’s multiracial and multicultural society aligns with the healing principle.
  4. Awareness:

    • Anwar is known for his strong awareness of socio-economic disparities in Malaysia. His leadership highlights the importance of addressing wealth inequality and governance reforms.
  5. Stewardship:

    • Anwar often speaks about being entrusted by the rakyat to serve them, emphasizing accountability and integrity in governance. He has taken measures to reduce wastage and ensure transparency in public spending.
  6. Commitment to Growth:

    • His government has prioritized educational reforms, economic development, and capacity building, particularly for the youth and small and medium enterprises (SMEs).
    • His policies reflect a commitment to both individual and national development.
  7. Building Community:

    • Through the "Malaysia Madani" concept, Anwar strives to build a cohesive national identity that transcends racial and religious divisions.
    • He has actively engaged in international diplomacy to strengthen Malaysia’s global partnerships.

Anwar Ibrahim’s Actions as "Walking the Talk"

  1. Living Humbly:

    • Anwar is known for his simple lifestyle, avoiding unnecessary extravagance as a public figure, signaling his dedication to servant leadership.
  2. Fighting Corruption:

    • He has repeatedly emphasized clean governance and launched investigations into high-profile corruption cases.
    • His commitment to eradicating corruption showcases his resolve to protect public trust.
  3. Economic Inclusivity:

    • Anwar’s policies aim to balance economic growth with equity, focusing on uplifting the B40 group (the bottom 40% income group) while ensuring the country’s financial sustainability.
  4. Advocating for Justice:

    • His own political struggles, imprisonment, and perseverance highlight his commitment to justice and equality, resonating with the values of a servant leader.
  5. Unity Over Division:

    • Despite being at the center of Malaysian politics for decades, he actively seeks to bridge divides and encourages collaboration across political and ideological lines.

Challenges and Criticisms

While Anwar exhibits many servant leadership traits, there are challenges and criticisms that could impact the perception of his leadership:

  1. Political Pressures:

    • As a leader of a diverse coalition government, balancing competing interests while staying true to his principles can be challenging.
    • Critics may question whether compromises dilute his servant leadership stance.
  2. Public Expectation vs. Execution:

    • While his rhetoric aligns with servant leadership, the actual implementation of reforms is closely scrutinized. Delays or perceived inefficiencies may challenge his image.
  3. Navigating Economic Realities:

    • Managing Malaysia’s economy in a volatile global environment while ensuring fairness and inclusivity is a complex task.

Conclusion

Anwar Ibrahim demonstrates many characteristics of a servant leader through his focus on the rakyat's welfare, unity, and justice. His personal and political journey—rising from adversity and prioritizing service—aligns closely with the principles of servant leadership. However, the true test lies in his ability to translate vision into sustained action while navigating Malaysia's political and economic complexities.

By "walking the talk," Anwar has positioned himself as a leader who aspires to serve rather than be served, a hallmark of servant leadership.

Thursday, November 14, 2024

MicroLeap - Pelaburan berlesen yang menarik

Ulasan MicroLeap: Platform Crowdfunding P2P

MicroLeap ni adalah platform pembiayaan P2P yang tengah naik kat Malaysia. Kiranya dia connect pelabur kecik dengan usahawan yang nak pinjam duit. Tapi macam biasa, ada pro dan kontra. Dapat tahu pasal platform ni daripada influencer FB. So aku try dah masuk beberapa bulan, Alhamdulillah nampak telus dan berjaya generate income.

Apa Yang Best:

1. Pelaburan Kecik: Khabarnya dengan RM50 pun dah boleh start. Tapi kome percaya tak? Aku lenjan RM20 (itu je duit free yg aku ada masa tu) elok je diterima. Sesuai la untuk budak baru nak up yang nak try pelaburan tanpa keluarkan duit banyak. Tapi kena faham, letak sikit, pulangan sikit la.

2. Patuh Syariah: Ada pilihan yang ikut hukum Islam, so senang untuk orang Muslim yang nak pastikan pelaburan dia halal. Kalau ko nak ikut hukum setan pun ada… hat ni jangan gatal mulut tanya aku pasal logo halal…

3. Info Lengkap: Dia bagi details pasal peminjam, risiko, dan tujuan pembiayaan. So, tak adalah main letak duit je, boleh buat keputusan dengan lebih yakin. Fahamkan Low Riks (LR), Medium Risk (MR) dan High Risk (HR) sebelum ko melebur …eh… melabur duit tu…

4. Pulangan Tinggi: Pulangan dari 8% sampai 18%. Kira lebih la daripada ko buat simpanan biasa atau FD bank.

5. Berlesen dan dipantau oleh Suruhanjaya Sekuriti. Tentunya ini bukan skim cepat kaya/kayap!

Apa yang kurang best:

(i)  Risiko ikut citarasa anda: Mana-mana pelaburan takde yang dapat jamin peminjam akan bayar balik semua. Lagi-lagi kalau peminjam tu takde rekod kredit yang kuat. Nama pun peer-to-peer, target syarikat yang baru nak up, dan mungkin depa ni nak dapat loan dengan bank komersial pun tak lepas, so sementara nak mantap niaga, depa ikut jalan ni untuk dapat modal kerja disamping membina kredibiliti perniagaan. Setakat ini default rate masih rendah.

(ii) Takde Pasaran Sekunder: Kalau nak cepat dapat balik duit pokok, susah sikit. Kena tunggu sampai pinjaman settle baru boleh dapat balik duit.

(iii) Kurang Kawalan: Pelabur tak boleh control sangat portfolio sebab kena pilih dari senarai pinjaman yang ada je.(Cer pantau...Ada je org sambar, offer kepada pelabut utk letak duit, tak sampai beberapa jam, khalas....semuanya fully subscribed!)

(iv) Customer Service Slow: Ada orang cakap support dia lambat sikit nak respond bila ada masalah. Nama pun bukan bank… platform online.

Kesimpulan:

MicroLeap ni okay untuk yang baru nak try pelaburan, especially dengan modal kecik. Pulangan tinggi dan ada pilihan patuh Syariah. Tapi risiko ikut citarasa pelabur, dan duit mungkin tak cair cepat.
Kalau sanggup, boleh try. Dah try...pasti ketagih!

Komen peribadi: Nampak ok. Perjanjian pelaburan pun jelas termanya, ada dalam platform. Duit dimasukkan tu pemegang amanah yang simpan sebelum kita komit release kepada pelabur. Platform yang tolong check keterangan projek pihak yang nak guna duit kita tu. Ingat ye.. bullet payment (dapat balik duit yang kita leburkan kat hujung nanti). Kita dikenakan caj platform 1 peratus yang diambil daripada instalment pertama. Tapi aku jarang jumpa yg bagi pulangan tinggi mcm ni. Kalau ada yang tahu pun, dia takde nak kongsi. Sabar ajelah. 

Kome yang nak try pelaburan ni, boleh guna no rujukan bila nak daftar:
582425628
kome akan dapat hadiah kredit RM10.00 daripada Microleap.

Microleap ye (bukan microsleep yg sebab terbabas masuk gaung tu!). Rezeki sama dikongsi. Aku share screen capture, kome tengok dan nilaikan sendiri.

Meh ambe bagi sekali calculator pengiraan (program sendiri) untuk memudahkan congak berapa keuntungan yang bakal kita perolehi. Kadar keuntungan, tenor (jangkamasa) dan jumlah pelaburan, boleh tengok term sheet syarikat yang terbitkan nota kat website MicroLeap.

___

Microleap Investment Calculator




Results

Wednesday, November 13, 2024

Bisikan hati

Aku dah cakap kat kau, aku tengah struggle,
Dengan karier yang merudum, kesihatan yang tak menentu
dan disahkan OKU
Dahku tunjuk segala luka yang aku simpan,
Tapi kau dan orang-orang kau langsung tidak menolong,
Hanya menjahanam dan merosakkan sesuka hati.
Nasihat yang diberi, bagai mencurah janji di dedaunan keladi
seperti berbicara dengan tembok bisu dan tuli,
Kau lumur racun  kepada lukaku yang berdarah.
Kau tahu kelemahan aku, jadikan ia senjata,
Setiap kata-katamu makin mendalamkan luka,
Bila aku dah hampir jatuh, diam terpuruk untuk mengelak sengketa
lama diam cuba bertahan … tak cukup lagi,
Kau dorong aku ke dalam jurang
Macam kau seronok dan gembira melihat bumiku terbelah dan langitku runtuh,
Seolah bila aku hilang arah, kau rasa gembira berkuasa.
Kau arif dan tahu mana nak serang,
Main perasaan aku macam game yang kau tahu kau pasti menang.
Aku nak kuat untuk kau,
bertahan agar jadi orang yang kau boleh harapkan,
Tapi kau terus musnahkan aku,
Sikit demi sikit, sampai aku serpih.
Lalu aku duduk, hancur, hampa dan kosong,
Pada mu aku ni munafik, shaitan yang tiada langsung ada sebarang kebaikan..
Ku buat sebaik mungkin menghindari pertelingkahan,
aku juga yang tetap bersalah.
Kau kata aku ni jauh, serba tak cukup segalanya yang aku berikan
Kata aku tak reti nak buka hati, tak cukup bagi apa jua yang kau hajati.
Dan bila kau cerita kat orang - yang kau ni adalah mangsa,
Seantero dunia bersimpati dan dengar cerita,
Tapi takde siapa pun perasan kerosakan senyap
dan kemusnahan yang kau tinggalkan.

Sunday, November 10, 2024

Kelak dan nanti




"Nanti kita kan bicara lagi.  

Aku akan hubungi kau nanti.  

Nanti kita jumpa lagi.

Kita akan saing bersama, nanti.  

Tunggulah, aku akan ceritakan kisahnya kepadamu, nanti”.

Kita tinggalkan segalanya untuk kelak dan nanti, terlupa bahawa kita bukanlah penguasa masa. Masa bukan milik kita.  Masa, secara alami adalah rugi yang pasti.

Kelak, orang yang kita sayangi tak lagi ada.  

Kelak, kita tak lagi mendengar suara mereka, tak dapat lagi menatap wajah mereka.  Suara mereka kita rindui.

Kelak dan nanti, mereka semua hanya tinggal kenangan.  

Kelak dan nanti, siang beransur menjadi malam, yang gagah kian tak berdaya.

Senyuman berganti kepahitan raut wajah, dan hidup pun melangkah ke arah ajal. Nasi menjadi bubur.

“Kelak” berakhir menjadi "Kekesalan”.

Pandanglah sekelilingmu.

Jika kalian beruntung -masih punya waktu: berdamping dgn ayah, ibu, suami-isteri, guru, saudara, sahabat seangkatan, anak...dakap, peluk, ciumlah dan sayangilah mereka selagi ada.

Sesaat, dalam keabadian.

Friday, October 18, 2024

Azmi: The Lawyer with a New Vision

 The Journey of Azmi: The Lawyer with a New Vision

Azmi had always been known for his sharp mind and meticulous approach to his work as a lawyer. He thrived in the courtroom, where his attention to detail and mastery of legal language set him apart. For years, he built a reputation as someone who never missed a thing—whether it was a loophole in a contract or a key piece of evidence. His career was soaring, and he was on the path to becoming a senior partner at his firm.

But life took an unexpected turn one day. A sudden accident left Azmi blind in one eye. The physical pain was one thing, but the emotional and psychological toll was far greater. How could he continue his career, one that required perfect attention to detail, when his vision was now impaired?

After the accident, Azmi struggled to adjust to his new reality. Reading documents became exhausting, and the computer screen seemed blurry. He questioned whether he could ever return to the courtroom. His firm, while supportive, eventually suggested his resignation — or alternatively an unexpected opportunity in the IT Department. They needed someone with his legal expertise to manage compliance in data governance, cybersecurity regulations, and software contracts. Additionally, he was asked to take on the role of lead in IT Centre of Excellence and then that of a Project Manager for a major IT initiative. It wasn’t what Azmi had envisioned late in his career,  as IT was his long dream that he had almost forgotten about since his school days, and with limited options, he accepted.

At first, the new role felt alien to him. He was no longer the confident lawyer in the courtroom; instead, he was navigating the not so unfamiliar world of technology, software development, user acceptance tests and project timelines. He managed to understand AI and represented his department in important meetings in Putrajaya. He missed his old job, the thrill of the courtroom, the sense of control he once had. His blindness in one eye made it harder to focus on documents and manage tasks. The screens, the constant flow of data, and the technical jargon overwhelmed him.

One day, during a particularly challenging moment, Azmi’s new boss, Sarah, approached him. She had seen his frustration and wanted to offer some advice.

"Azmi," she slowly began, "I know this transition has been tough for you. But I’ve noticed something. Even though this isn't your field, you bring something unique to the table—your ability to think critically, to spot risks that others overlook. The legal world taught you how to manage complexity, and that skill is incredibly valuable here. You may see things differently now, but that doesn’t mean you can’t excel. In fact, your experience gives you a perspective that this department has been missing."

Azmi sighed, unsure if her words could ease his doubts. "But I feel like I’m constantly behind. I can’t work the way I used to. Everything is… slower."

Sarah nodded sympathetically. "You’re right—things have changed. But that doesn’t mean you’ve lost your edge. You’re not just managing tasks, Azmi. You’re leading people, you’re managing risk, and you’re ensuring this department runs within the framework of law and governance. That’s huge. You’re still using your legal brain, just in a different way."

Azmi took Sarah’s words to heart. Over the next few weeks, he started focusing less on the things he couldn’t do the same way and more on the things he could do well. He developed new strategies to manage his time, using tools that helped him read documents with more ease and adopting project management software to track tasks more efficiently. His legal background gave him a unique ability to see risks in projects that others didn’t notice, making him an invaluable asset to the IT Department.

As Project Manager, Azmi led his team through the successful implementation of a new data governance policy, something that had been delayed for months before he arrived. His meticulous approach to managing compliance and ensuring all protocols were followed impressed both his team and upper management. He began to find a new rhythm, one that worked for him even with his limited vision.

But more than that, Azmi started to realize that the accident had given him something unexpected: a broader perspective. He wasn’t just a lawyer anymore; he was a leader, someone who could bridge the gap between law and technology, someone who could guide teams through complex challenges. His blindness in one eye didn’t stop him from seeing the bigger picture.

Years later, Azmi was not just a lawyer who had transitioned to IT—he was a respected leader, known for his resilience and ability to navigate the complexities of both law and technology. When people asked him how he managed to succeed despite losing his vision in one eye, Azmi would simply say, "It’s not about what you’ve lost. It’s about what you still have—and how you choose to use it."


Moral of the Story:

Adversity can lead to unexpected opportunities. 

Losing one aspect of yourself doesn’t mean losing everything. 

Sometimes, the greatest challenges give you the chance to grow in ways you never imagined. 

Embrace the change, trust in your skills, and never underestimate your ability to adapt. What you once thought was a setback can become your greatest strength.

Thursday, October 17, 2024

Berjaya dengan ilmu dan pengalaman, bukan dengan duit

Sembang kari sekumpulan budak-budak lepasan sekolah baru nak up, selalunya deme lepak kat kawasan gerai minuman Seksyen 2 Shah Alam, bersembang kosong tak buat apa. Diorang cakap, “Aku dah penat belajar dan dah nak mula kerja, tapi aku tak nak jadi pekerja je; apa gunanya belajar kemahiran atau profesion ni kalau aku tak jalankan bisnes sendiri?”

"Kau ada modal nak mula?"soal Apit.

"Takde, tapi aku akan dapat." jawab Jongos.

"Macam mana kau nak dapat modal?" Kamil ikut menerjah.

"Aku ada satu rahsia; aku ada makcik tua yang kaya, dia tengah sakit, dr kata dah takde harapan dan akan meninggal tak lama lagi; tapi kalau makcik aku liat nak mati, aku harap dapatlah jumpa orang tua kaya yang sanggup ambik aku sebagai anak angkat dia, pinjamkan aku beberapa ribu untuk mulakan bisnes. Kalaulah aku dapat modal, aku pasti boleh berjaya.", gumam si Jongos dengan senyuman menyeringai, perasan kacak, optimis sambil menghembus kepulan asap sambil jari jemari kanannya mengepit sebatang rokok murahan.

Pak Uda yang tengah sibuk membancuh teh ais ketawa besar mendengarkan kelentong si Jongos. Tegas Pak Uda,”Beranganlah ko sampai kiamat...Mana ada jalan pintas? Kesilapan besar korang, percaya kita boleh berjaya dengan duit pinjam. Ko tak nampak ke susahnya aku kumpul seribu  ringgit pertama aku, daripada berjuta-juta yang datang lepas tu."

Satu gerai dipenuhi gelak hilai ketawa... “Alah Pak Uda.. dapat juta-juta pun tukaran duit rupiah bila balik ke Belitung!”, tukas si Jongos. Rupa-rupanya Pak Uda dan keluarganya berasal dari Indonesia, lebih tepatnya Pulau Belitung di Sumatera Selatan yang majoritinya didiami etnik melayu dan pulau yang indah permai itu menjadi terkenal akibat filem Laskar Pelangi, yang ditayangkan beberapa tahun yang lalu.

“Lainlah citernya kalau jadi scammer atau jual benda terlarang...kaya..tapi tak nak la, tak halal”, gumam di Kamil sambil menghirup air sirap yang hanya tinggal ketulan ais yang mencair.

Jelas Pak Uda lagu, “Kita fokus yang halal… namun, ada duit pun, haram tak berguna kalau kau tak tahu nilainya. Bagilah kat budak, duit dua puluh ribu dan suruh dia buat bisnes, besar kemungkinan tak sampai setahun dah bungkus terbongkang madam bukuh kasap, hilang pangkal, hujunhg pun lesap! Macam beli tiket loteri; menang hadiah besar, “senang dapat, senang jugak hilang.”, Pak Uda berfalsafah.  

“Orang muda tak reti menilai duit tu; takde benda yang berbaloi kecuali ia datang dengan usaha. Percayalah ...Tanpa berkorban masa, tenaga dan jimat-cermat, sabar dan terus berusaha, kalau kau mula dengan modal yang kau tak usaha, mustahil kau akan berjaya kumpul kekayaan!”, gumam Pak Uda dengan jujur.

Pak Uda menyambung lagi, ”Kamu ni, daripada “tunggu orang mati bagi harta”, patut segera bangkit buat kerja, sebab takde orang kaya yang suka sesaja nak mati cepat. 9 daripada 10 orang kaya kat negara kita sekarang ni, mulakan hidup diorang sebagai budak miskin, dengan semangat kuat, rajin, sabar, berjimat dan tabiat yang baik. Diorang bergerak perlahan-lahan, buat duit sendiri dan simpan; dan ini adalah cara terbaik nak jadi kaya”.

“Takde jalan pintas untuk belajar, dan aku boleh kata, benda ni juga sama untuk kekayaan”, Pak Uda mengakhiri ceramahnya, sambil bergegas pergi menghantar minuman ke meja pelanggan yang dah beriri bercekak pinggang, geram kerana minuman yang dipesan lambat sampai!

Penutup

Jangan expect nak jadi kaya itu mudah,
tapi dengan rajin dan usaha,
insyaAllah kita boleh kumpul rezeki dengan cara yang berkat

Zaws 2024