In a cramped village house, Amir counted his coins again: RM20. A laborer earning barely enough to eat, he saved this sum for weeks.
Every day, he passed Mak Timah, an old widow selling her self-grown kampung vegetables under a tree, her gnarly hands trembling.
He longed to help her, and others..but how? His pockets were as empty as his hope.
One evening, a flyer fluttered into his hands: MicroLeap, an Islamic investment scheme.
"No interest, ethical returns. Start small," it read.
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His eyes lingered on "LR-3"—low risk.
For days, he hesitated. RM20 was more than half of his daily wage and he had small kids to support,
but the promise of 12% annual profit whispered to him:
"Even a pebble creates ripples. To help Mak Timah, Lillahitaala..," he muttered.
On October 3rd, 2024, Amir pledged his savings.
For three months, he prayed, and waited. When the note matured, he stared at his phone: RM20.50.
A mere RM0.50 profit after fees.
Others might scoff, but Amir’s heart soared. He could just give all the money to her, but he needed it for his children.
That afternoon, he placed a warm packet of nasi lemak on Mak Timah’s stall.
“For you,” he said.
Her tears fell. “Semoga Allah merahmati mu, nak,” she prayed.
Amir smiled. He hadn’t cured poverty, but he’d proven something: Even the smallest seed, planted with faith, can grow.
MicroLeap hadn’t made him rich but it let him give without taking. And that, he realized, was its own kind of wealth.
RM20 → RM20.50 in 3 months (3% profit)
Fee: RM0.10 (a penny for dignity)
Result: One widow’s meal, one man’s renewed purpose.
